Conditions of Use


Introduction (“the website”) is the corporate website for Afristat Limited. This website enables users (“you, your”) to interact with our company, view salient company information and interact and engage with us through our online systems and contact forms. Should you enter your contact information via one of our contact forms, we understand that to mean that you require us to contact you regarding your request. We offer these services on a number of websites that are partnered with the website.

Through your voluntary use of our services, you thereby further authorise us to use your submitted information for our future marketing of other products on the website or any partner Websites we may have. We will only use this information for our own marketing and offering our services and ensure that your privacy will be protected to the best of our reasonable ability at all times.

Privacy Policy

Read about our Privacy Policy here.

Limitations of our Liability and Use of Our Website

You may only use the website to browse the content, voluntarily enter legitimate information and shall not use the website for any other purposes, including but without limitation to, the entering of any false or fraudulent information. You may only use the website if you are an adult major (over 18 years of age) and therefore it is important to know that minors may not make use of the website. The website and the content provided therein may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed. Please note further that Deep-linking, embedding or using analogous technology is strictly prohibited. Unauthorised use of the website and/or the materials contained on the website may violate applicable copyright, trademark or other intellectual property laws or other laws.

Our Rights

We may: modify or withdraw, temporarily or permanently, the website (or any part thereof) with or without notice to you and you confirm that we shall not be liable to you or any third party for any modification to or withdrawal of the website; and/or change these Terms and Conditions from time to time with or without notice to you, and your continued use of the website (or any part thereof) following such change shall be deemed to be your acceptance of such change. We will use our reasonable endeavors to maintain the website. The website is subject to change from time to time. You will not be eligible for any compensation should your use of any part of the website be affected in anyway and or because of a failure, suspension or withdrawal of all or part of the website due to circumstances beyond our control.

Cookie Tracking

Read more about cookies here.

Third-Party Links

In an attempt to provide increased value to our users, we may provide links to other websites or resources. You acknowledge and agree that we are not responsible for the availability of such external sites or resources, and further accept that We do not endorse and are not responsible or liable in anyway whatsoever, directly or indirectly, for the privacy practices or the content (including misrepresentative or defamatory content) of such websites, including but without limitation to, any advertising, products or other materials or services on or available from such websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such content, goods or services available on such external sites or resources.


We hold the right in our sole and absolute discretion, to monitor any activity and content associated with the website. We may investigate any reported violation of these Terms and Conditions or complaints and take any action that We may deem appropriate which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access, and/or the removal of any materials from the website.


The Terms and Conditions will be exclusively governed by and construed in accordance with the laws of South Africa whose Courts will have exclusive jurisdiction in any dispute.

Electronic Communications

When you visit the website or send e-mails to Us, You are communicating with us electronically. Your Use of the website shall be deemed your consent to receive communications from us electronically which will allow us to communicate with you via e-mail or by posting notices on the website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically, satisfy any and all legal requirement that such communications be in writing.

Intellectual Property

All content included on the website, including but not limited to, text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is our property or the property of our content suppliers and is protected by international copyright laws. The compilation of all content on the website is our exclusive property and is protected by international copyright laws. All software used on the website is our property or that of our software suppliers and is protected by international copyright laws.

The trademarks, names, logos and service marks (collectively “Trademarks”) displayed on the website registered and unregistered Trademarks belong to us. Nothing contained on the website, except as expressly stated in the Terms and Conditions, shall be construed by you as the granting of any license or right to use any Trademark without our prior written permission. All rights in and to the content and Trademarks are reserved and retained by us and/or our content suppliers. You further acknowledge that we and/or our content suppliers are the proprietors of all the Content and Trademarks on the website, whether it constitutes confidential information or not, and that you hold no right, title or interest in any such material.


We make no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, and/ or products included on the website. You expressly agree that your use of this site is at your sole risk. To the full extent permissible by applicable law we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the website, its servers or e-mail sent from us are free of viruses or other harmful components. We
will not be liable in any way for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Neither us nor our directors, employees, officers, suppliers, or service providers make any representations or warranties of any kind including but not limited to express or implied representations or warranties, as to the operation of the website or the information, content, materials, or products included on the website. You expressly agree that your use of the website is at your sole risk. In no event shall we, our directors, employees, officers, or our suppliers or service providers be liable for lost profits or any special, incidental or consequential damages arising out of or in connection with the use of the website, our services or the terms and conditions (howsoever arising, including but not limited to negligence).


We grant you a limited license to access the website. This license does not permit any resale or commercial use of the website or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of
the website or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. Please note it is your responsibility to check the website regularly to determine whether any changes have been made to the Terms and Conditions and your continued use of the website will be deemed your acceptance of the Terms and Conditions.

Through the use of our website you acknowledge that you submit all and/ or any of your personal information willingly on our website and for the use of such information by us. The website or any portion thereof may not be reproduced, duplicated, copied, sold, resold, visited or otherwise exploited for any commercial purpose without our prior written consent. You may not frame or utilise framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) belonging to us and our affiliates without our prior written consent.


About Us

  • Enquiries: This email address is being protected from spambots. You need JavaScript enabled to view it.
  • Official Company Name: Afristat Limited
  • Company website address and e-mail contact address:
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  • Membership of any regulatory or accreditation bodies. FSB
    Code of Conduct: FSB
  • Description of the main characteristics of the products or services offered Financial Services and Investment